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Adverse Credit Secured Loan - Application FormWhen you apply for a loan through use we always endeavor to get the best rates we possibly can for you. Above everything else many borrowers see the rate of interest as the most important factor in deciding what loan deal to take. If the rate is important to you then take out a secured loan if possible, as rates start at almost one per cent lower than on unsecured loans. Our rates start low and stay low even if you have bad credit. In the perfect conditions we can provide some of the lowest rates you will find on offer! Although the lenders in our portfolio must have similar rates in order to stay competitive, there is no set rate for each type of applicant and so we are better placed than the standard borrower to find the cheapest option. Our portfolio of lenders can be searched and sorted in a variety of ways, including the rates offered. Depending on your individual circumstances we can find the best rate, the most relevant amount and the optimum payback period. When applying using our online form please specify explicitly what you are looking for, such as the amount and the length of time you expect to need in order to pay the loan back. Do not forget that longer payback periods at the same interest rate are much more expensive overall. If we feel that we could get you a better deal at different rates we will get into contact with you quickly and one of our advisors will explain how the alternative proposal differs and why it would be more beneficial. OUR TYPICAL, VARIABLE RATE IS 10.9% APR. RATES RANGE FROM 7.25% APR to 27.60% APR |